Insurance company can reject claim for stolen car if you don't have all keys
To avoid getting your insurance claim rejected, you must keep both car keys handy at the time of making the claim. However, insurance regulator IRDAI has not made it mandatory for insurers to ask for both car keys before accepting the claim.
Are independent health insurance covers for seniors unaffordable? Here's what experts say
Health insurance plans for senior citizens have become unaffordable after steep premium hikes. There have been cases of the premium being increased by 400% and those where the premium exceeded coverage limit. Here's what experts have to say on this.
Diabetes health insurance is expensive. Here's a 4-point guide to manage related costs
Diabetes-specific plans are expensive. The downside of generic health plans is the longer waiting period. Besides the price it exacts on your health, diabetes also places enormous strain on finances. Find out ways to mitigate the financial burden.
5 important points to remember while reading policy benefit illustration
The rates of return mentioned in the benefit illustration are not the upper or lower limits of what you may get in reality. You may get even higher gross yield of more than 8 percent per annum or lower than 4 percent per annum on your investment.
How should I manage multiple health insurance policies after retirement?
If you feel your current health policy does not provide enough cover, you can port your policy to a different insurer. If your son and his family are living abroad, there is no point covering them under the local health insurance policy.
