Out-of-pocket costs still dominate hospitalisation spend despite wider insurance coverage: NSO survey
Health insurance coverage has grown significantly in India. However, patients continue to pay most hospitalisation bills themselves. Rural patients spent about 95% of costs from their own pockets. Urban patients also paid a large portion. Hospitalisation costs have nearly doubled. The number of hospitalisations per 1,000 people remains steady.
LIC’s Super Sales Saathi, MyLIC apps launched: What customers and agents can do now
Revised NPS Swasthya Pension Scheme rules: Onboarding fee, coverage, claim process, premature exit and more
New guidelines for NPS Swasthya Pension Scheme PoC 2 are now in effect. Health insurance benefits are mandatory for subscribers. The scheme allows partial withdrawals for medical expenses and a 100% lump sum exit for emergencies. Any Indian citizen can join this voluntary, contributory pension scheme. Contributions are invested for retirement while providing immediate medical support.
Home nursing, oxygen, physio - health insurance covers only 60–180 days after hospitalisation; here’s how to plan the rest
Home nursing, physiotherapy, oxygen support—health insurance can cover these for 60-180 days after discharge, with conditions. The rest of the bill you’ll need to clear yourself. Here’s how to plan for it.
The phygital turn: How tech-enabled advisors are reshaping health insurance access
India’s health insurance journeys are increasingly “phygital”: customers research and apply online, but still rely on human advisors at critical decision and claim moments. We trace how tech-enabled advisors, especially outside metros, use digital tools and local support to bridge the access gap in an age where their digital skills now matter as much as their product knowledge.
