The phygital turn: How tech-enabled advisors are reshaping health insurance access
India’s health insurance journeys are increasingly “phygital”: customers research and apply online, but still rely on human advisors at critical decision and claim moments. We trace how tech-enabled advisors, especially outside metros, use digital tools and local support to bridge the access gap in an age where their digital skills now matter as much as their product knowledge.
More families turn to life insurance as income protection becomes a priority
Families are increasingly prioritizing life insurance for income protection. This financial tool secures household stability by providing monetary support to dependants. Improved features and flexible options make policies adaptable to changing needs. Increased awareness and digital access simplify the process. Life insurance guarantees sustained daily expenses, debt repayment, and future goals like education and retirement.
My 78-year-old mother never had health insurance. Can she still get one?
ET Wealth Reader's Query: My 78-year-old mother never had any health insurance. Can she now get one? Till what age can one get health insurance?
A promise for tomorrow: Why term insurance matters today
Term insurance is a vital promise, not just a financial product, offering a safety net for your family's future by replacing your income and covering debts. Acting now secures lower premiums and peace of mind, ensuring your loved ones' stability and dreams endure, regardless of life's uncertainties.
Can I change my health insurance company after donating a kidney?
ET Wealth Reader's Query: I am a kidney donor and have a health insurance policy. I am unhappy with my current insurance company and want to know if I can move to a new insurer.
